Mortgages That Don’t Waste Your Time

We do the work. You get the loan. Clear steps. Straight answers. Done right.

What Our Clients Say

Real feedback from real people. We’re proud to be part of their journey and greatful for their trust

Overall Rating

5.0 ★★★★★

Kristie Estevez

My office worked with JP Marzano of ClearFi Loans on a refinance. The borrower had some tricky issues to navigate but JP collaborated with us every step of the way. He made sure he understood what was required for title purposes and cleared anything we needed on his end with the lender. This was a very time sensitive closing and because of JP's collaboration and communication we were able to get it done. It was a pleasure to work with JP and we look forward to an opportunity to work together in the future!

Janet Lail

We worked with Jake Jones on two loans in less than a year (one of which was out of state). These were complex in nature and Jake took the time to explore all options to ensure we received the best deal and closed on time. He genuinely had our best interest at heart and never made us feel pressured into anything we weren't comfortable with. His customer service skills are amazing and we will not hesitate to use him again in the future.

Erin d'Escoto

We've worked with JP many, many times and would highly recommend him for any of your loan needs. He is incredibly responsive, helps find solutions that work, and is always willing to go the extra mile to answer any questions we have.

Michelle Davis

Jake is amazing! We have used him multiple times and is the ONLY guy we will go to when refinancing, buying, etc. He takes the time to understand your needs and works for you. If you want someone who is personal with the family touch but yet professional Jake and his company is for you! You won't be disappointed.

Melissa Brower

JP was responsive, supportive, and professional throughout my home buying process. He went to extra lengths to find me the best type of mortgage and rates to fit my specific needs. He was aways available for questions, and everyone involved in the process commented on his steady communication. I would 100% work with JP again!

Mike Bang

Just used JP for my third mortgage with him. He is super responsive, knows the business, and looks out for his clients. He stays connected through every step of the process and makes sure everytging goes smooth. I would highly recommend him to anyone looking for a trouble free home purchase!

Dave Straub

As a Chicago broker JP Marzano has been one of my most preferred service partners for over a decade. Always quick to respond and able to keep cool during even the most stressful situations, JP has been great to work with time and time again during all stages of the home buying process. He’s not only one of my most trusted lending partners but is someone who started off trusting me as one of my own clients and I’m proud to also now call him a friend.

Morgan Ludvigsen

I cannot thank JP enough for everything he did for me. As a first-time home buyer getting a mortgage can be a scary process. JP was amazing and eased all my anxiety with this. He did an amazing job at explaining everything to me, as well as answering any questions I had. The process was very smooth, and I couldn't have asked for a better experience.

Kevin Cook

Working with Jake was an outstanding experience from start to finish. He was super knowledgeable, responsive, and always went above and beyond to make sure I got to the closing table. We had several bumps in the road and he got us through them all. He answered all my questions promptly, I don’t think he ever stops working. Lol. He also got me a great interest rate. I truly appreciate his dedication—I highly recommend him to anyone and everyone looking for a reliable, knowledgeable and trustworthy loan officer! He is THE best!

Ryan Lovell

Jake Jones has helped us multiple times with home loans and refinance. He is the best! Always keeps us informed and does an excellent job at communicating the process every step of the way. His level of expertise, professionalism, and customer service is unmatched. We could not have asked for a better experience. Thanks again Jake!!

Tyler Davis

Jake was fantastic to work with. As a first time home buyer and someone who is self employed I knew there would be plenty of questions I was not going to have the immediate answers to. Jake helped me navigate the entire process with a calmness and patience that made the experience smooth and approachable. He worked very hard to get us across the finish line and I can't recommend him enough.

Blanca Davila

I can't say enough good things about Jake. He’s super knowledgeable and very responsive. I can tell he genuinely loves helping people. I’m so grateful for his patience, kindness, and hard work — I couldn’t have done this without him! We had some obstacles come up and he found a way to get through them. If anyone can get you the loan, it’s him! I’m referring him to everyone I know. I’m truly impressed with his work ethic and dedication. Thank you again Jake!

Karen Goethe

Jake was a godsend to my husband Roy and myself from beginning to end in our home purchase process. We are older first time homebuyers and he was so patient, helpful and supportive through it all. He treated us like we were his only clients, always available and answering all our questions and concerns. We will definitely use him again in the future and we will absolutely refer him to family and friends knowing he is professional and will get the job done! He is one of the good guys!

Make It Your Home

You are not just buying a property. You are choosing where your life will grow. We are here to help you do it with confidence and clarity.

Create Stability

Owning your home puts you in control of your future. We help you build a strong foundation with the right loan from the start.

Looking to Refi?

Whether you're looking to lower your rate, term, access equity for home improvement, pay off bills, or other investments, we will help structure the right refinance

We're Here to Help You

Talk to Us

Ready to Own Your Home? Let ClearFi Help You Get There

We make it easy to ask questions, explore options, and get started. Whether you are just curious or fully ready, we are here for you.

Understand the Tax Benefits

Homeownership often comes with financial advantages. We explain what might apply to your situation and how to use it wisely.

Build Equity Over Time

Every payment moves you forward. We guide you through the loan process so that you are investing in something that belongs to you.

Choose the Right Loan

There is no single loan that fits everyone. We help you find the one that makes the most sense for your needs and your timeline.

At the Heart of Homeownership

We believe homeownership should be possible, practical, and clear from the start. Whether you are buying, refinancing, or looking to understand your options, we are here to guide you with experience and care.

From first-time buyers to seasoned investors, we offer guidance that helps you move forward with confidence and clarity.

Buying a home should feel exciting, not overwhelming. We make the process easy to follow and personalized to your needs.

Looking to lower your payment or adjust your loan? We will help you review your current setup and explore smarter possibilities.

When your home is part of your long-term strategy, we will help you make the most of it through clear financial guidance.

Mortgages That Don’t Waste Your Time