ClearFi Loans

Meet The Team

We’ve Seen How Lending Usually Works and Thought It Could Be Better

You have enough to deal with. Your lender should make things easier, not harder. We simplify the process, explain things in plain terms, and move with urgency when needed. You will always know what’s happening, what to expect, and who to talk to.

Founded in 2024, ClearFi Loans was built on over two decades of real-world mortgage experience—from retail banking and private lending to navigating both small shops and large institutions. After years in the industry, we decided it was time to do things the way we believe they should be done: with honesty, transparency, and a focus on long-term relationships, not one-off transactions.

We know the mortgage process can feel overwhelming, but it doesn’t have to be. At ClearFi, we’re here to guide you through it with clarity, experience, and zero fluff. We’re not a faceless call center, and we’re definitely not a stuffy bank. We’ve weathered the ups and downs of the market (from 2008) and emerged with a deeper commitment to doing right by our clients.

Whether you’re buying your first home, refinancing, or exploring investment opportunities, we’re here to help—clearly.

JP Marzano

NMLS # 574681
I’ve been in the mortgage business for over 20 years, with experience spanning retail lending, private lending, and commercial financing. I believe the broker world is the most advantageous for my clients, as we are able to lend on just about any type of situation.

My business is built almost entirely on referrals and repeat clients, which I believe speaks to the trust I’ve earned through a straightforward, knowledgeable, and honest approach. I take pride in helping people navigate the financing of what’s often the biggest asset in their lives.

When I actually get out of the office I enjoy live music, playing racquet sports (I’ve been a tennis coach for 15+ years in Chicago). I’m also an avid skier and a huge car geek. I’m a 3-time kidney transplant recipient (with all living donors!) so I’m an advocate for organ donation and support many organizations that promote awareness.

Jake Jones

NMLS # 574681
Jake Jones was born into a military family, where moving every few years was just part of the routine. That upbringing taught him early that adaptability isn’t optional–it’s essential. With each new city, school, and set of neighbors, Jake became fluent in the art of adjusting on the fly and connecting quickly with others. It was during those years he learned one of life’s most valuable lessons: the only constant is change.

Jake’s early career path led him through the hospitality industry and work in assisted living facilities, where he picked up lessons that still guide him today: everyone is different, meet people where they are, never judge a book by its cover, and always–always–stay patient while finding a solution. That mindset, combined with his unwavering commitment to service, probably explains how he’s not just survived but thrived in the real estate world for over 25 years.

Real estate can be tedious, overwhelming, and–let’s be honest–downright boring at times. That’s where Jake’s accessibility and calm, relatable demeanor make all the difference. He’s the guy who brings clarity to the chaos and turns stress into confidence. As a co-owner of ClearFi Loans, headquartered in Chicago with a growing branch presence in Nashville and more to come, Jake’s mission is to simplify the mortgage process while never losing sight of what matters most–people.

In his free time, you’ll find him nose-deep in a book–always curious, always learning, always working to become a better version of himself. When he’s not growing his mind, he’s with his wife Katie, their three sons–Evan, Nicholas, and Carter–and their two spoiled ragdoll cats, being a full-time dad, cheering from the sidelines at baseball, soccer, or football (depending on the season), and never missing a school event or birthday. His family, just like the families of his clients, referral partners, and team members, always comes first.

Jake Jones

NMLS # 136697

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